IOP Insurance Coverage & Payment Options
We work with many major insurance providers (Blue Cross Blue Shield, UnitedHealthcare, TRICARE, Aetna, and more) to help make our Intensive Outpatient Program (IOP) accessible for people who need more support than weekly therapy alone can provide.
Before treatment begins, our team can verify your benefits, explain your coverage, and help you understand any potential out-of-pocket costs.
Insurance Plans We Accept
IOP Services works with many major commercial insurance providers, including:
Aetna
Humana
Optum
TRICARE
Blue Cross Blue Shield
Cigna
UnitedHealthcare
This list is not exhaustive, and we sometimes can work with insurers through single-case agreements even if they are formally contracted with us. If you do not see your insurance provider listed, please don’t hesitate to contact us.
Does Medicaid Cover IOP Treatment?
At this time, Medicaid and Medicare do not cover our Intensive Outpatient Program.
However, we encourage you to contact our team. In some cases, we can discuss alternative payment options or help you explore other available resources.
TRICARE Coverage
We accept TRICARE for eligible participants. Our team can verify your benefits typically within 24 hours and explain whether Intensive Outpatient Programs are covered under your plan.
How IOP Insurance Coverage Works
Many insurance plans include coverage for Intensive Outpatient Programs as part of their behavioral health benefits. Coverage can vary based on your individual plan and authorization requirements.
Before treatment begins, our team will:
- Verify your insurance benefits (typically within 24 hours)
- Confirm whether we are in-network with your provider
- Explain what services your plan may cover
- Provide an estimate of potential out-of-pocket costs
- Answer questions about authorization or referrals
Our goal is to make the process clear, simple, and transparent before you begin therapy.
Understanding the Cost of IOP Treatment
Because insurance plans can vary, the cost of an Intensive Outpatient Program can differ from patient to patient.
Factors that may affect your costs include:
- Your insurance provider
- Deductibles and copays
- Behavioral health coverage under your plan
- Length of participation in the program
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Our team will review these details with you before treatment, so there is no surprise billing. We cannot confirm exact pricing until we receive approval from your health insurance provider, but we will provide an estimate whenever possible.
Have Questions About Insurance or Payment?
Payment Options
If you do not currently have insurance coverage or if we are out-of-network with your provider, please reach out to our team. In some situations, we can discuss flexible payment options or help you explore available financial resources.
Verify Your Insurance within 24 Hours
The fastest way to get started is to contact our team so we can verify your insurance coverage (we can typically verify within 24 hours) and determine whether our Intensive Outpatient Program is a good fit for you.
To begin, we typically need only a few details from your insurance card, such as your:
- Insurance provider
- Plan type
- Coverage dates
Have Questions About Insurance?
Our team is happy to answer questions about insurance coverage, benefits verification, and treatment options.
Contact us to learn how your plan may apply to our Intensive Outpatient Program (IOP).
Find Treatment to Help You Feel Like You Again
If weekly therapy is no longer enough, our Intensive Outpatient Program provides the structured support to help stabilize symptoms while allowing you to continue your daily life.